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AVAILABLE ON VICTOR FOR AGENTS

Business Owners Policy

Day-to-day work exposes small businesses to hundreds of risks. Often without them realizing it. We’re here to help protect these businesses from potentially devastating exposures, so they can focus and thrive on what they do best.

Big protection for small businesses

Whether it’s an employee getting injured at work, key equipment being stolen or even a building burning down, small businesses need reliable coverage for property, liability and business income risks.

Without it, the financial consequences could be devastating.

The Business Owners Policy options available on Victor for Agents provide a buffer with generous limits up to $10 million in property, coverage for multiple locations, protection for brand new ventures and more.

Note: This coverage is offered to agents/brokers through our Victor for Agents platform. The platform underwrites policies based on specific carrier terms and conditions, providing multiple quotes generated from a single application process.

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Victory awaits with Victor Rewards!

To thank you for using our small business platform, Victor for Agents, you can now earn rewards with Victor Rewards!

By quoting and binding policies on Victor for Agents, you will get the chance to play a game and earn rewards that can be redeemed for gift cards (or charitable contribution) of your choice. 

*Victor Rewards is currently only available for lines of business quoted and bound on Victor for Agents. 

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  • Compare quotes from multiple lines of business: CNA, Coterie, Hiscox, Homesite
  • E&S quotes through Joyn may be available if ineligible in our admitted markets
  • Available nationwide
  • Minimum premium $500
  • Up to 50 employees
  • Up to $10M in sales ($30M for some classes)
  • Up to $1M in payroll
  • Limits up to $10M in total insured property (depending on class)
  • Multi-location available
  • New ventures welcome
  • Optional cyber, liquor and professional liability endorsements
  • Umbrella indication available with CNA BOP quote

Download the Business Owners Policy highlight sheet

  • Artisan contractors
  • Barber shops, beauty & nail salons
  • Offices (including medical)
  • Pet services
  • Professional services
  • Property management
  • Restaurants and food trucks
  • Retail stores
  • Small manufacturing
  • Wholesale & distributors

*E&S quotes available for some classes
 

Download the full list of eligible BOP classes

Download the full E&S appetite

Quote, bind and issue admitted policies for your small commercial clients in minutes. Choose from multiple quotes from multiple A rated providers. 

Features include: 

  • Single data entry
  • Payment plans available*
  • EFT/direct bill to the client
  • Automatic renewals
  • No annual fees
  • No broker fee
  • Pre-filled ACORD apps
  • Online payments through portal*
  • Online chat for tech support and quoting help

*varies by carrier

Contact the Victor for Agents team directly at info.smallbusiness@victorinsurance.com or connect with your business development contact.

Small business hightlight: Plumbers

With our small business portal, Victor for Agents, you can get a quote for a business owners policy, cyber, general liability and/or workers comp all at the same time. 

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Discover our other solutions

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Workers' Compensation

Top-tier wage replacement and benefits for employees who've been injured at work. Features super reactive claims services and limits of up to $1m.

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