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Forest & Logging

The logging industry takes guts, grit and presents dangers at every turn.

Whether logging in a dense forest or hauling logs to the mill, every step of the process is packed with a multitude of risks. Thankfully, we’ve got the experience and expertise to steer forestry and logging companies through these challenges.

Coverage that works as hard as loggers do

We offer competitive quotes for general liability, loggers broad form property damage, commercial auto, inland marine and umbrella coverage.

All of it has been thoughtfully designed for operations involving logging, log road construction, chipping and log hauling – so clients can keep powering on past every setback.

Coverage highlights

Target clients. Specific services. Our type of experience. Learn about everything we have to offer.

Blue feller picking up logs

Appetite guide

Find out more about the generally accepted classes of business for Victor's Forest & Logging program.

Logger in a white ball cap touching a tree

Agent/broker resources

To apply for coverage, please use an ACORD application and include the following applicable supplemental applications: 

Please send completed applications to forest.us@victorinsurance.com.

Coverage: Admitted with an A+ rated carrier 

Availability: In all states except LA and NY on an admitted basis. CA written direct through Victor Insurance Services. Retail insurance agents/retail brokers only please.

Minimum premium: $5,000 

Coverage options:

  • General liability: $1M/$2M limit
  • Loggers broad form property damage (fire suppression, damage to timberlands, loading and unloading)
  • Inland marine
  • Commercial auto: $1M CSL and pollution at policy limits (all vehicles) upon request
  • Excess liability

Target risks

Operations that involve:

  • Logging
  • Log road construction
  • Chipping
  • Hauling of logs/chips
  • Hauling finished lumber
  • Lumber and wood products manufacturing

Requirements for underwriting

  • 3 years in operation or equivalent industry experience
  • ACORD application along with the Victor supplemental application and multiple named insured form
  • 4 years of currently valued loss runs

Download the Forest & Logging coverage highlights sheet

To obtain a copy of our forest & logging specimen policy form, please email forest.us@victorinsurance.com

To help you and your clients understand and overcome risks, Victor Risk Advisory offers rock-solid industry insights, risk mitigation resources and much more.

Contact the forest & logging team directly at forest.us@victorinsurance.com or connect with your business development contact.

Policyholder resources

To get a quote, please submit a completed application through your existing insurance broker. Your insurance agent/broker will work with our underwriters to provide you with a quote.

If you need assistance in securing an insurance broker, you can use our find an insurance agent/broker tool

To find the right application, please select the solution you’re interested in under “Solutions” and head to the “Applications” section of that page.

When reporting any new claim, please contact the Everest Claim Department via one of the options below.

Please use the 24-hour toll free reporting service to immediately report the following incidents: 

  • Major collision loss (rollover, severe damage to top of your vehicle)
  • Accident involving fatality, multiple injuries, and or severe injuries,  including loss of limb(s), burns, head injuries
  • Multiple vehicle accident
  • Fatality
  • Multiple injuries

Please be sure to have your policy number available at the time of reporting.

Get a competitive quote for general liability, loggers broad form property damage, commercial auto, inland marine and workers' compensation insurance from Victor Insurance Services, the ACL's only endorsed business insurance provider. 

Victor Insurance Services takes great pride in serving the forest and logging industry for more than 35 years. We are here to answer your questions, assist you in review of current insurance programs, make recommendations on insurance coverage, and provide you with an insurance quote.

We understand the risks you face on a daily basis and the importance of having the proper insurance in place for protection. 
 

Target clients: Operations that involve logging, log road construction, chipping and the hauling of logs and chips. 

Availability: California 

Applications:

Additional resources:

Contact us

For more information, please email allison.melott@victorinsurance.com or call 800-223-2916.


Victor Risk Advisory

The world is changing at an unprecedented pace. And complex new risks are emerging every year.

To help you understand and overcome these challenges, Victor Risk Advisory offers rock-solid industry insights, risk mitigation resources and much more.

The world is changing at an unprecedented pace. And complex new risks are emerging every year.

To help you understand and overcome these challenges, Victor Risk Advisory offers rock-solid industry insights, risk mitigation resources and much more.

Victor Risk Advisory

To help you and your clients understand and overcome risks, Victor Risk Advisory offers claims scenarios, risk mitigation resources and much more.

Quality vs. Price

When making insurance decisions based solely on price, consider what your clients are getting and what they're giving up. Not all policies are created equal.

Stack of logs against a forest floor

Discover our other solutions

Our wide range of solutions provides protection on more fronts. No matter how complex, no matter the scale, we strive to leave no stone unturned in covering our clients.

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Far-reaching and flexible solutions for design and construction professionals. Includes professional liability; errors and omissions and property and casualty.

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Protects against the complex risks that come with real estate development services. Offers the flexible coverage developers need to navigate today's risk landscape.

E&S Property and General Liability

Excess and Surplus coverage for unique and hard-to-place risks. Available to a broad appetite across several industries.

Flood

Protects against major damage to homes, businesses and personal property caused by floods. Includes an industry-leading, web-based flood portal and access to real-time flood policy insurance.

Forest & Logging

Competitively priced coverage for property, general liability, including loggers broad form property damage, commercial auto, inland marine and umbrella coverage.

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Available to practically any type of company or high net worth individual. We provide guidance on predicting and preventing these events - plus access to a leading international crisis response firm.

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Protects against claims arising from professional malpractice. Covers a breadth of industries from advertising to surveyors, with limits up to $5m.

Non-Profit Management Liability

Protects non-profits' directors, employees, volunteers and more from a wide selection of risks. These include directors' and officers' liability, employment practices liability and other vital coverages.

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Privately held organizations are vulnerable to a whole host of allegations. Our program provides D&O, EPL and several other essential coverages to help protect private companies.

Public Entities

We have a wealth of experience working with cities, counties, special districts, schools and colleges across the US. We're focused on providing underwriting and administrative services to public entity pools – and helping retail insurance brokers in finding markets for their public entity and school clients.

Real Estate Errors & Omissions

Real estate transaction risks are always on the move. Our insurance keeps up with flexible coverage for real estate agents, brokers, appraisers and more.

Reinsurance

If you're a small to midsize US insurer, we offer a number of programs to support your risk portfolio. With first-rate financial strength ratings, you know you're in safe hands.

Workers' Compensation

Top-tier wage replacement and benefits for employees who've been injured at work. Features super reactive claims services and limits of up to $1m.