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Forest & Logging

The logging industry takes guts, grit and presents dangers at every turn.

Whether logging in a dense forest or hauling logs to the mill, every step of the process is packed with a multitude of risks. Thankfully, we’ve got the experience and expertise to steer forestry and logging companies through these challenges.

Coverage that works as hard as loggers do

We offer competitive quotes for property, general liability, loggers broad form property damage, commercial auto, inland marine and umbrella coverage.

All of it has been thoughtfully designed for operations involving logging, log road construction, chipping and log hauling – so clients can keep powering on past every setback.

Coverage highlights

Target clients. Specific services. Our type of experience. Learn about everything we have to offer.

Blue feller picking up logs

Appetite guide

Find out more about the generally accepted classes of business for Victor's Forest & Logging program.

Logger in a white ball cap touching a tree

Agent/broker resources

To apply for coverage, please use an ACORD application and include the following applicable supplemental applications: 

Please send completed applications to

Coverage: Admitted with an A+ rated carrier 

Availability: In all states except LA and NY on an admitted basis. CA written direct through Victor Insurance Services. Retail insurance agents/retail brokers only please.

Minimum premium: $5,000 

Coverage options:

  • General liability: $1M/$2M limit
  • Loggers broad form property damage (fire suppression, damage to timberlands, loading and unloading)
  • Inland marine
  • Commercial auto: $1M CSL and pollution at policy limits (all vehicles) upon request
  • Excess liability

Target risks

  • Operations that involve logging, log road construction, chipping, hauling of logs/chips, hauling finished lumber (only available in the Northwest)

Ineligible risks

  • Lumber and wood products manufacturing

Requirements for underwriting

  • 3 years in operation or equivalent industry experience
  • ACORD application along with the Victor supplemental application and multiple named insured form
  • 4 years of currently valued loss runs

Download the Forest & Logging coverage highlights sheet

To obtain a copy of our forest & logging specimen policy form, please email

Contact the forest & logging team directly at or connect with your business development contact.

Policyholder resources

To get a quote, please submit a completed application through your existing insurance broker. Your insurance agent/broker will work with our underwriters to provide you with a quote.

If you need assistance in securing an insurance broker, you can use our find an insurance agent/broker tool

To find the right application, please select the solution you’re interested in under “Solutions” and head to the “Applications” section of that page.

When reporting any new claim, please contact the Everest Claim Department via one of the options below.

Please use the 24-hour toll free reporting service to immediately report the following incidents: 

  • Major collision loss (rollover, severe damage to top of your vehicle)
  • Accident involving fatality, multiple injuries, and or severe injuries,  including loss of limb(s), burns, head injuries
  • Multiple vehicle accident
  • Fatality
  • Multiple injuries

Please be sure to have your policy number available at the time of reporting.

Get a competitive quote for general liability, loggers broad form property damage, commercial auto, inland marine and workers' compensation insurance from Victor Insurance Services, the ACL's only endorsed business insurance provider. 

Victor Insurance Services takes great pride in serving the forest and logging industry for more than 35 years. We are here to answer your questions, assist you in review of current insurance programs, make recommendations on insurance coverage, and provide you with an insurance quote.

We understand the risks you face on a daily basis and the importance of having the proper insurance in place for protection. 

Target clients: Operations that involve logging, log road construction, chipping and the hauling of logs and chips. 

Availability: California 


Additional resources:

Contact us

For more information, please email or call 800-223-2916.

Victor Risk Advisory

The world is changing at an unprecedented pace. And complex new risks are emerging every year.

To help you understand and overcome these challenges, Victor Risk Advisory offers rock-solid industry insights, risk mitigation resources and much more.

The world is changing at an unprecedented pace. And complex new risks are emerging every year.

To help you understand and overcome these challenges, Victor Risk Advisory offers rock-solid industry insights, risk mitigation resources and much more.

Victor Risk Advisory

To help you and your clients understand and overcome risks, Victor Risk Advisory offers claims scenarios, risk mitigation resources and much more.

Quality vs. Price

When making insurance decisions based solely on price, consider what your clients are getting and what they're giving up. Not all policies are created equal.

Stack of logs against a forest floor

Discover our other solutions

Our wide range of solutions provides protection on more fronts. No matter how complex, no matter the scale, we strive to leave no stone unturned in covering our clients.

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If you're a small to midsize US insurer, we offer a number of programs to support your risk portfolio. With first-rate financial strength ratings, you know you're in safe hands.

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Top-tier wage replacement and benefits for employees who've been injured at work. Features super reactive claims services and limits of up to $1m.