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Private Company Management Liability

Private organizations are vulnerable to a whole host of allegations including fraud, unfair competition, discrimination, harassment, wrongful termination, benefit plan mismanagement, as well as expenses related to employee theft and extortion. 

Essential protection for private companies

Our program offers directors and officers’ liability, employment practices liability, fiduciary liability, crime, employed lawyers’ liability and kidnap, ransom and extortion coverage.

Coverage highlights

Check out our coverage highlights sheet for availability, target markets, policy features and more!

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Helpful answers to your most pressing questions

Find out the answers to commonly asked questions about Victor's Private Company Management Liability program. 

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Agent/broker resources

Availability: In all 50 states and D.C.*

Coverage: Admitted in 45 states with an A+ rated carrier 


  • $5 million for Directors & Officers Liability, Employment Practices Liability and Fiduciary Liability
  • $1 million for Employed Lawyers Liability, Crime and Kidnap & Ransom 

Target market: Privately held organizations in operation for at least three years with revenues up to $50 million.

*Available on a non-admitted basis in AK, HI, MO, NY & WA
*Admitted in Florida (excluding kidnap & ransom coverage part)
*Admitted in Louisiana (excluding crime coverage part)


  • Directors & officers liability
  • Employment practices liability
  • Fiduciary liability
  • Employed lawyers liability
  • Crime
  • Kidnap & ransom
  • Shared or separate limit options available
  • No acquisition threshold
  • No hammer clause
  • Flexible defense options

Download the Private Company Management Liability coverage highlights sheet

Contact the private company management liability team directly at or connect with your business development contact.

Policyholder resources

To get a quote, please submit a completed application through your existing insurance broker. Your insurance broker will then work with our underwriters to provide you with a quote.

If you require assistance in securing an insurance broker, please contact us at

To find the right application, please select the solution you’re interested in under “Solutions” and head to the “Applications” section of that page.

In the event of a claim, policyholders should contact Everest National Insurance Company:

Everest National Insurance Company
ATTN: Casualty Claims Department
PO Box 830
477 Martinsville Road
Liberty Corner
New Jersey, 07938

For all other notices, email

The world is changing at an unprecedented pace. And complex new risks are emerging every year.

To help you understand and overcome these challenges, Victor Risk Advisory offers rock-solid industry insights, risk mitigation resources and much more.

A high-level overview of our coverage

Discover all of our Private Company Management Liability policy’s key benefits and features here.

Victor Risk Advisory

To help you and your clients understand and overcome complex risks and challenges, Victor Risk Advisory offers industry insights, risk mitigation resources and much more.

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Discover our other solutions

Our wide range of solutions provides protection on more fronts. No matter how complex, no matter the scale, we strive to leave no stone unturned in covering our clients.

Automotive Dealerships

Targeted, rounded solutions that keep pace with the automotive industry’s emerging risks.

Builders Risk

Protects buildings under construction from fires, theft, natural disasters and much more.

Business Owners Policy

Specialty insurance for small and midsize businesses, covering essentials like property damage and business interruption.

Contractors Equipment

Broad inland marine coverage for direct physical damage and loss to mobile machinery and equipment used for construction projects and other activities.


Designed for a whole host of cyber threats, such as cybercrime, system damage, business interruption and even court attendance costs.

Design, Construction & Consultants

Far-reaching and flexible solutions for design and construction professionals. Includes professional liability; errors and omissions and property and casualty.

Developers Errors & Omissions

Protects against the complex risks that come with real estate development services. Offers the flexible coverage developers need to navigate today's risk landscape.


Protects against major damage to homes, businesses and personal property caused by floods. Includes an industry-leading, web-based flood portal and access to real-time flood policy insurance.

Forest & Logging

Competitively priced coverage for property, general liability, including loggers broad form property damage, commercial auto, inland marine and umbrella coverage.

General Liability

From artisan contractors to fitness instructors, we offer essential and comprehensive protection against injury, illness and property damage for businesses.

Kidnap, Ransom & Extortion

Available to practically any type of company or high net worth individual. We provide guidance on predicting and preventing these events - plus access to a leading international crisis response firm.

Miscellaneous Professional Liability

Protects against claims arising from professional malpractice. Covers a breadth of industries from advertising to surveyors, with limits up to $5m.

Non-Profit Management Liability

Protects non-profits' directors, employees, volunteers and more from a wide selection of risks. These include directors' and officers' liability, employment practices liability and other vital coverages.

Private Company Management Liability

Privately held organizations are vulnerable to a whole host of allegations. Our program provides D&O, EPL and several other essential coverages to help protect private companies.

Public Entities

We have a wealth of experience working with cities, counties, special districts, schools and colleges across the US. We're focused on providing underwriting and administrative services to public entity pools – and helping retail insurance brokers in finding markets for their public entity and school clients.

Real Estate Errors & Omissions

Real estate transaction risks are always on the move. Our insurance keeps up with flexible coverage for real estate agents, brokers, appraisers and more.


If you're a small to midsize US insurer, we offer a number of programs to support your risk portfolio. With first-rate financial strength ratings, you know you're in safe hands.

Workers' Compensation

Top-tier wage replacement and benefits for employees who've been injured at work. Features super reactive claims services and limits of up to $1m.