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Contractors Equipment

Exposures such as fire, theft and transit are just a handful of the risks that can threaten contractors' equipment. Victor's state-of-the-art contractor's equipment solutions help protect firms and keep projects running smoothly.

Coverage that keeps projects running like clockwork

Broad inland marine coverage for direct physical damage and loss to mobile machinery and equipment used for construction projects and other activities. 

Coverage highlights

Familiarize yourself with our contractors equipment program - coverages, target markets, availability and more! 


Appetite guide

What does our program actually cover? 

To help bring you up to speed, check out our guide for a complete overview of our appetite for contractors' equipment risks. 


Agent/broker resources

Get online quotes with V²

  • Register or log in to get started
  • Check out our V² Playbook for guidance on how to get a quote, and for information on registration, billing, FAQs, support and more.

See it in action! Watch our recorded demo that provides guidance on how to get a quote.

  • Available nationwide*
  • Minimum premium: $500
  • Coverage: admitted with an A++ rated carrier
  • Limits: up to $500,000 for each individual piece of equipment and up to $10M total scheduled value.

*not available in AK or HI

Target market

  • Most types of contractors eligible.
  • Other entities that have mobile equipment exposures (warehouses, schools, manufacturing, municipalities, other types of commercial risk).

For more information, check out our appetite guide


  • Debris removal
  • Employee tools
  • Leased equipment
  • New equipment
  • Pollutant cleanup
  • Rental
  • Spare parts and fuel
  • Loss payee


  • Experienced team of inland marine underwriters
  • Submit new business applications online with V².
  • Superior customer service. 

Download Contractors Equipment coverage highlights sheet

Contact the contractors equipment team directly:
T: (800) 944-7472

Alternatively, connect with your business development contact

Policyholder resources

To get a quote, please send a request to your insurance agent/broker. Your insurance agent/broker can work with our underwriters to provide you with a quote.

If you need assistance in securing an insurance broker, you can use our find an insurance agent/broker tool

Berkshire Hathaway Specialty Insurance

In the event of a claim, please notify via:

The world is changing at an unprecedented pace. And complex new risks are emerging every year.

To help you understand and overcome these challenges, Victor Risk Advisory offers rock-solid industry insights, risk mitigation resources and much more.

Get online quotes with V²

If you’re an agent or broker, see how our online quoting platform can streamline your work and remove the stress from the entire quoting process.

Victor Risk Advisory

To help you and your clients understand and overcome complex risks and challenges, Victor Risk Advisory offers industry insights, risk mitigation resources and much more.


Discover our other solutions

Our wide range of solutions provides protection on more fronts. No matter how complex, no matter the scale, we strive to leave no stone unturned in covering our clients.

Automotive Dealerships

Targeted, rounded solutions that keep pace with the automotive industry’s emerging risks.

Builders Risk

Protects buildings under construction from fires, theft, natural disasters and much more.

Business Owners Policy

Specialty insurance for small and midsize businesses, covering essentials like property damage and business interruption.

Contractors Equipment

Broad inland marine coverage for direct physical damage and loss to mobile machinery and equipment used for construction projects and other activities.


Designed for a whole host of cyber threats, such as cybercrime, system damage, business interruption and even court attendance costs.

Design, Construction & Consultants

Far-reaching and flexible solutions for design and construction professionals. Includes professional liability; errors and omissions and property and casualty.

Developers Errors & Omissions

Protects against the complex risks that come with real estate development services. Offers the flexible coverage developers need to navigate today's risk landscape.

E&S Property and General Liability

Excess and Surplus coverage for unique and hard-to-place risks. Available to a broad appetite across several industries.


Protects against major damage to homes, businesses and personal property caused by floods. Includes an industry-leading, web-based flood portal and access to real-time flood policy insurance.

Forest & Logging

Competitively priced coverage for property, general liability, including loggers broad form property damage, commercial auto, inland marine and umbrella coverage.

General Liability

From artisan contractors to fitness instructors, we offer essential and comprehensive protection against injury, illness and property damage for businesses.

Kidnap, Ransom & Extortion

Available to practically any type of company or high net worth individual. We provide guidance on predicting and preventing these events - plus access to a leading international crisis response firm.

Miscellaneous Professional Liability

Protects against claims arising from professional malpractice. Covers a breadth of industries from advertising to surveyors, with limits up to $5m.

Non-Profit Management Liability

Protects non-profits' directors, employees, volunteers and more from a wide selection of risks. These include directors' and officers' liability, employment practices liability and other vital coverages.

Private Company Management Liability

Privately held organizations are vulnerable to a whole host of allegations. Our program provides D&O, EPL and several other essential coverages to help protect private companies.

Public Entities

We have a wealth of experience working with cities, counties, special districts, schools and colleges across the US. We're focused on providing underwriting and administrative services to public entity pools – and helping retail insurance brokers in finding markets for their public entity and school clients.

Real Estate Errors & Omissions

Real estate transaction risks are always on the move. Our insurance keeps up with flexible coverage for real estate agents, brokers, appraisers and more.


If you're a small to midsize US insurer, we offer a number of programs to support your risk portfolio. With first-rate financial strength ratings, you know you're in safe hands.

Workers' Compensation

Top-tier wage replacement and benefits for employees who've been injured at work. Features super reactive claims services and limits of up to $1m.