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AVAILABLE ON VICTOR FOR AGENTS

Excess & Surplus

Specialty risks call for specialty coverage. And to meet these risks, businesses may need insurance protection that can go beyond the bounds of traditional insurance.

Coverage outside the scope of traditional insurance

Unique and hard-to-place risks carry high-risk exposures. 

That's why Excess & Surplus coverage options through Victor for Agents are available to ensure your clients have the essential protection they need, even when standard insurance policies fall short.

Note: This coverage is offered to agents/brokers through our Victor for Agents platform. The platform underwrites policies based on specific carrier terms and conditions, providing multiple quotes generated from a single application process.

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Victory awaits with Victor Rewards!

To thank you for using our small business platform, Victor for Agents, you can now earn rewards with Victor Rewards!

By quoting and binding policies on Victor for Agents, you will get the chance to play a game and earn rewards that can be redeemed for gift cards (or charitable contribution) of your choice. 

*Victor Rewards is currently only available for lines of business quoted and bound on Victor for Agents. 

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E&S Property
  • Available in all states and D.C. except AK & HI*
  • Minimum premium $2,500
  • Location TIV: $10M
  • Schedule TIV: $25M
  • Coastal locations eligible (wind deductibles 2-5% minimum)

*Vacants/Restaurants available in all states except D.C.
 

E&S General Liability

  • Available in all states except AK, CO & HI
  • Minimum premium $500
  • Limit: $1M
  • Revenue: $50M
  • Payroll up to $500k for contractors
  • New ventures welcome

 

Download the Excess & Surplus highlight sheet

Broad appetite across several industries: 
  • Alcohol sales up to 75% of total sales (unavailable in D.C.)
  • Artisan contractors 
  • General contractors, roofing and siding, tree trimming, waterproofing
  • LRO - cannabis/cbd tenants, parking, short-term rentals, vacation rentals
  • Manufacturing (including beverages and apparel) 
  • Real Estate (including LROs and habitational) 
  • Retail (including convenience/ grocery stores, gas stations, beverage stores) 
  • Restaurants and accommodations (restrictions apply) 
  • Services (including dry cleaners and property management) 
  • Vacant buildings, vacant land (Unavailable in D.C.)
  • Wholesale (including general warehousing and storage)

Download the full list of eligible classes

Contact the Victor for Agents team directly at info.smallbusiness@victorinsurance.com or connect with your business development contact.

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With Victor for Agents, you can quote, bind and issue policies in minutes. All online, all in one place.

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