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Small business insurance solutions for plumbers

Plumbers have the essential job of keeping homes and businesses running smoothly and with the nature of this work comes a certain level of risk.

From accidental property damage to injuries on the job, there are many potential hazards that can arise in the course of a plumbing business. That's why it's important for plumbers to have adequate business insurance.

At Victor, we offer a range of small business insurance solutions specifically tailored to the needs of plumbers including:

  • General liability helps protect plumbing businesses against property damage and lawsuits.
  • Workers’ compensation covers injuries to plumber employees. 
  • Business owners policies can protect the plumbing businesses against property damage or loss.
  • Cyber insurance can help protect plumbing businesses against cyber threats and data breaches.

Download the Plumbers highlight sheet

Learn more about each individual coverage below. 


Coverage highlights for plumbers

  • Available providers: CNA and Coterie
  • Available nationwide (except New York)
  • Minimum premium $500
  • Up to 50 employees
  • Up to $10 million in revenue
  • Up to $1 million in payroll
  • Limits up to $3 million in total insured property 
  • Multi-location available
  • New ventures welcome
  • Umbrella indication available with CNA BOP quote

  • Available providers: AmTrust, Coalition and Victor
  • Available nationwide
  • Revenues up to $250M
  • Limits up to $2 million bind-able online
  • Limits up to $5 million via referral
  • Cyber liability and Tech E&O coverage available

  • Available providers: Homesite, Hiscox, and Coterie
  • Available nationwide
  • Minimum premium $350
  • Up to 50 employees
  • Up to $5 million in revenue 
  • Limits up to $2 million aggregate
  • Up to $1 million in annual payroll

  • Available providers: AmTrust, CNA, Employers and Markel
  • Available nationwide
  • Limits up to $1 million
  • Multi-state capabilities
  • New ventures eligible 

Claims scenarios

From water damage, to a cyber attack or an injured employee, check out real world examples of small business insurance in action.

Plumber quoting tip sheet

To receive accurate quotes for your clients, it is essential you provide accurate details about their business and operations. Download our quoting tip sheet to help you gather necessary information.