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AVAILABLE ON VICTOR FOR AGENTS

General Liability

From bodily injury to property damage, personal injury to advertising injury. Businesses are vulnerable to liability exposures every day. To meet these risks, they need insurance protection against the potentially devastating costs that may arise from unexpected setbacks. And that’s where we come in.

Important Victor Small Business update

Victor Small Business and the Victor for Agents quoting platform will close at the end of the year. 

Review the announcement and FAQs for additional information.

Lowering losses through higher limits

Third-party claims can rack up serious costs. Fast.

That’s why coverage options through Victor for Agents are available with generous limits of up to $5 million – helping you weather the storm unscathed.

What’s more, it’s versatile enough to support multiple business, including allied health services, fitness and beauty firms, creative companies and more.

Note: This coverage is offered to agents/brokers through our Victor for Agents platform. The platform underwrites policies based on specific carrier terms and conditions, providing multiple quotes generated from a single application process.

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Victor for Agents Solutions Guide

Victor for Agents reaffirms our commitment to agents with an intuitive user interface, fast return on quotes, end-toend quote, bind and policy issuance, and access to multiple top insurance providers and competitive products.

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  • Compare quotes from multiple carriers: BTIS, Coterie, Hiscox, Homesite, Liberty Mutual
  • Available nationwide
  • Minimum premium: $350
  • Up to 50 employees (up to 15 employees for most contracting classes)
  • Up to $10M in revenue for most classes (Between $1.5 - $10M for contractors)
  • Limits up to $5M (up to $2M bindable online)
  • Up to $500,000 in annual payroll for most classes

Download the General Liability highlight sheet

  • Allied health services
  • Artisan contractors
  • Creative & design services
  • Consulting services
  • Fitness & beauty
  • Janitorial & landscape
  • Personal & professional services
  • Retail
  • Technology
  • Wholesale & distribution

*E&S quotes available for some classes
 

Download the full list of eligible classes

Download the full E&S appetite

Quote, bind and issue admitted policies for your small commercial clients in minutes. Choose from multiple quotes from multiple A rated providers. 

Features include: 

  • Single data entry
  • Payment plans available*
  • EFT/direct bill to the client
  • Automatic renewals
  • No annual fees
  • No broker fee
  • Pre-filled ACORD apps
  • Online payments through portal*
  • Online chat for tech support and quoting help

*varies by carrier

Contact the Victor for Agents team directly at info.smallbusiness@victorinsurance.com or connect with your business development contact.

Small business highlight: Landscapers

With our small business portal, Victor for Agents, you can get a quote for a business owners policy, cyber, general liability and/or workers comp all at the same time. 

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Discover our other solutions

Our wide range of solutions provides protection on more fronts. No matter how complex, no matter the scale, we strive to leave no stone unturned in covering our clients.

Automotive Dealerships

Targeted, rounded solutions that keep pace with the automotive industry’s emerging risks.

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Builders Risk

Protects buildings under construction from fires, theft, natural disasters and much more.

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Catastrophe Solutions

ICAT provides property insurance protection to homeowners and businesses located in hurricane- and earthquake-exposed regions of the United States.

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Contractors Equipment

Broad inland marine coverage for direct physical damage and loss to mobile machinery and equipment used for construction projects and other activities.

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Cyber

Designed for a whole host of cyber threats, such as cybercrime, system damage, business interruption and even court attendance costs.

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Design, Construction & Consultants

Far-reaching and flexible solutions for design and construction professionals. Includes professional liability; errors and omissions and property and casualty.

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Developers Errors & Omissions

Protects against the complex risks that come with real estate development services. Offers the flexible coverage developers need to navigate today's risk landscape.

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Flood

Protects against major damage to homes, businesses and personal property caused by floods. Includes an industry-leading, web-based flood portal and access to real-time flood policy insurance.

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Forest & Logging

Competitively priced coverage for property, general liability, including loggers broad form property damage, commercial auto, inland marine and umbrella coverage.

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Kidnap, Ransom & Extortion

Available to practically any type of company or high net worth individual. We provide guidance on predicting and preventing these events - plus access to a leading international crisis response firm.

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Non-Profit Management Liability

Protects non-profits' directors, employees, volunteers and more from a wide selection of risks. These include directors' and officers' liability, employment practices liability and other vital coverages.

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Private Company Management Liability

Privately held organizations are vulnerable to a whole host of allegations. Our program provides D&O, EPL and several other essential coverages to help protect private companies.

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Public Entities

We have a wealth of experience working with cities, counties, special districts, schools and colleges across the US. We're focused on providing underwriting and administrative services to public entity pools – and helping retail insurance brokers in finding markets for their public entity and school clients.

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Real Estate Errors & Omissions

Real estate transaction risks are always on the move. Our insurance keeps up with flexible coverage for real estate agents, brokers, appraisers and more.

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Reinsurance

If you're a small to midsize US insurer, we offer a number of programs to support your risk portfolio. With first-rate financial strength ratings, you know you're in safe hands.

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Storage Tank Liability

Designed to protect owners and operators against the complex risks associated with pollutant releases from both underground and above-ground storage tanks.

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