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Real Estate E&O policy highlights

Victor and the National Association of REALTORS® have partnered under the NAR REALTOR Benefits® Program to provide a first-class errors and omissions (E&O) insurance program to REALTORS®.

Availability: In all 50 states, D.C. and U.S. territories*

Coverage: Admitted with an A rated carrier

Qualified professionals: Real estate agents and brokers, property managers, appraisers, auctioneers, commercial real estate professionals, leasing agents, mortgage brokers and title agents

Minimum premium: $500

Deductibles: Starting at $0

Limits: Up to $5 million


Policy features 

  • Coverage for errors and omissions arising from professional real estate services as a real estate agent, broker, property manager, appraiser, mortgage broker, auctioneer and other real estate specialties
  • Environmental hazards included to policy limits at no additional premium
  • Public relations event coverage up to $50,000 per policy period
  • Discrimination coverage for defense and damages ($250,000 sublimit) at no additional premium
  • Privacy response coverage up to $20,000 for expenses incurred by the insured due to a security breach
  • Death, disability and non-practicing extended reporting periods at no additional premium
  • Premium credits for favorable claims experience and participation in risk management programs
  • Open house, mold and employment practices liability coverage and more

*Policy forms and coverage may vary by state.

Download the Real Estate E&O coverage highlights sheet

Interested in E&O coverage?