Agent/broker resources
Victor offers project-specific professional liability coverage with a focus on projects with up to $300 million in construction values. Certain commercial, infrastructure, educational, healthcare, residential and mixed use projects are eligible for coverage. Design-bid-build, design-build and other alternative delivery methods will be entertained for possible quotation. Project-specific coverage is also available with a dedicated policy form for firms entering into integrated project delivery (IPD) contracts. We prefer to quote the project-specific coverage for firms that already have their practice policy with Victor.
Availability: In all states, D.C. and U.S. territories
Minimum premium: $25,000
Limits: Up to $15 million (up to $35 million for firm with revenues over $10 million)
The project-specific policy provides a policy term with the expiration date being the date of substantial project completion. The policy also includes a standard extended reporting period following the substantial completion of construction of up to 5 years. Requests for longer extended reporting periods with up to a maximum of ten years of total project specific policy coverage will be reviewed and considered.
Contact the project specific team directly at design.us@victorinsurance.com or connect with your business development contact.
Policyholder resources
You have the option not only to report a claim, but circumstances, (situations in which you are concerned that a claim may occur) as well.
Here's how to ensure the fastest possible response to your circumstance or claim:
- When you're notified of a claim or become aware of a circumstance, email your claim information to designclaims.us@victorinsurance.com, or you can write the CNA Insurance Companies in care of Victor Insurance Managers LLC, 7700 Wisconsin Avenue, Suite 400, Bethesda, MD 20814.
- With respect to claims, all principals and staff members involved in the claim should be prepared to document the circumstances surrounding the allegation. Your written report to CNA should include the following:
- Your firm's name and address
- Your policy number
- Date, time and location of the situation
- Brief narrative description of the allegation against you
- Name of person or entity making the claim
- Amount of demand, if known
- Any lawsuit papers or legal proceedings
- Client - architect/engineer agreement for the project
- Any other pertinent documents or correspondence, including newspaper accounts
- If the claim or circumstance involves a traumatic situation (collapse of a structure, serious bodily injury, etc.), take photographs of the site if possible. Amateur photos taken promptly are more valuable than professional photos taken at a later date.
- Consult with your CNA claim specialist before you agree to attend any conferences arranged for the specific purpose of discussing the situation.
- Do not sign or accept releases from any parties without first obtaining approval from your CNA claims specialist.
- Keep all pertinent letters of agreement for services, correspondence and memoranda.
- Accept all letters, memoranda, and suit papers without comment or argument. Do not admit liability, and do not attempt to place blame.
Experienced legal counsel
CNA uses highly experienced and successful legal defense firms that specialize in architects and engineers professional liability claims to help defend you. The attorney assigned to your case will consult with you and keep you informed about all important actions to be taken on your behalf. In addition, your CNA claims professional will help answer your questions and advise you of developments in your case. The legal defense of a lawsuit is often the most critical factor in handling a professional liability claim. Providing you with the experienced legal defense you need is just one more reason why CNA delivers the best claims services available in the industry.
Fast claims service
If you are faced with a claim or potential claim, you can be assured that CNA will provide fast, fair claims service. Applying our experience and expertise, we work with you to protect your firm's assets and reputation by handling your claim quickly and effectively. Specialists give you personal service. Our architect and engineer professional liability claim professionals are available from coast to coast. At Victor and CNA, we continually respond to the evolving needs of your practice. That is our commitment to you - a commitment we've been keeping for over 65 years.
After your insurance company is notified about your claim or incident, we will take the following steps:
- An analyst will be assigned to review your case
- The analyst will notify your claims specialist, who will contact you within 24 hours of being notified of your situation to begin the investigation.
- As the investigation progresses, you and your claims specialist will work together to direct, monitor and assess your case.
- If the situation requires legal counsel, an attorney specializing in the defense of architects and engineers claims will be retained to protect your interests.
Discover the Victor difference
Victor knows the fine details of insuring firms like yours - we've worked with American Council of Engineering Companies members for many years and we created the world's first professional liability insurance policy for architects and engineers over 65 years ago. We understand and can protect your firm better than anyone.
Risk advisory
Our risk advisory and continuing education program is unlike any in the industry. Created for design professionals, by design professionals - as a Victor insured, you will have access to:
- free risk advisory resources including publications, seminars, live and recorded webinars
- free continuing education courses. Explore our engineers curriculum, which includes over 50 courses, including risk management, ethics and anti-harassment courses.
Visit Victor Risk Advisory to find out more.
Victor Contract Sifter
Available exclusively for Victor insureds, Victor Contract Sifter is an automated contract review tool that allows you to upload a professional liability contract and, within minutes, receive a list of missing and found insurability and practice management issues along with actionable guidance from Victor experts.
Get a free quote
Our coverage for design professionals offers a coordinated insurance solution that integrates good business and risk management practices with a comprehensive insurance program.
- Step 1: Complete the relevant application form from the 'Applications' menu above in 'Agent/broker resources.'
- Step 2: Send the completed application to your insurance agent/broker. If you do not have an agent or broker, contact us at design.us@victorinsurance.com and we can help you find an agent/broker near you.
- Step 3: Your insurance agent/broker will contact you and provide a quote.
Victor knows the fine details of insuring firms like yours - we've worked with American Institute of Architects members for more than 65 years. That's why we're the program of choice for AIA members offered by the AIA Trust.
We also provide insurance counsel to the AIA Documents Committee and continually work with AIA to evolve our risk and practice management services to help protect your investments.
Get a free quote
Our insurance program for design professionals offers a coordinated insurance solution that integrates good business practices and risk advisory resources with a comprehensive insurance program. We're also pleased to offer AIA member firms a 5% premium credit* on professional liability policies.
Not a member? Find out more about the benefits you can earn by joining the AIA.
- Step 1: Complete the relevant application form from the applications menu above in agent and broker resources
- Step 2: Send the completed application to your insurance agent/broker. If you do not have an agent or broker, contact us at design.us@victorinsurance.com and we can help you find an agent/broker near you
- Step 3: Your insurance agent/broker will contact you and provide a quote.
*certain restrictions may apply
Victor knows the fine details of insuring engineering firms like yours and created the world's first professional liability insurance policy for architects and engineers over 65 years ago. As NSPE's commended program, we've worked with NSPE members for many years and can protect your firm better than anyone.
Coverage features
- 5% premium credit for NSPE members
- One of the broadest professional liability forms in the industry
- International coverage available
- Multi-year policies available for eligible small accounts
- $0 deductible options available for small firms
- Broad coverage for pollution, asbestos and equity interest
- ERP death or disability coverage for no additional charge
- Rectification expense coverage for a design defect caused by professional services
- No hammer clause
- Defense outside the limits
- Punitive damages coverage where allowable by law
- Local claims service by dedicated A&E specialists and experienced defense attorneys
Risk advisory
Our risk advisory and continuing education program is unlike any in the industry. Created for design professionals, by design professionals - as a Victor insured, you will have access to:
- free risk advisory resources including publications, seminars, live and recorded webinars
- free continuing education courses. Explore our engineers curriculum, which includes over 50 courses, including risk management, ethics and anti-harassment courses.
Visit Victor Risk Advisory to find out more.
Victor Contract Sifter
Available exclusively for Victor insureds, Victor Contract Sifter is an automated contract review tool that allows you to upload a professional liability contract and, within minutes, receive a list of missing and found insurability and practice management issues along with actionable guidance from Victor experts.
Get a free quote
Our coverage for design professionals offers a coordinated insurance solution that integrates good business and risk management practices with a comprehensive insurance program.
- Step 1: Complete the relevant application form from the 'Applications' menu above in 'Agent/broker resources.'
- Step 2: Send the completed application to your insurance agent/broker
If you do not have an agent or broker, contact us at design.us@victorinsurance.com and we can help you find an agent/broker near you - Step 3: Your insurance agent/broker will contact you and provide a quote
Victor and the National Society of Professional Surveyors have partnered for over 30 years to provide professional liability insurance solutions and risk advisory services to NSPS members.
The following selection of key resources are available to NSPS members at no cost.
Risk advisory resources
- Staking out your future: Victor's guide to managing professional liability exposure: This publication includes case studies, benchmarking statistics, and an in-depth explanation of various contract and risk management issues. Additionally, we provide guidance on contract language and solutions in a format that makes it easy for you to share with your prospective clients.
- Guide to the Victor risk mitigation credit for surveyors: Designed to reduce the frequency/severity of claims and provides a mechanism to reward policyholders for their risk mitigation efforts
- Claims study: Our claims study featuring claims states and scenarios relating to land surveyors and surveying services.
Visit Victor Risk Advisory to find out more.
Free continuing education credits
- Our comprehensive continuing education program, including a curriculum designed specifically for land surveyors.
Get a professional liability quote
- Step 1: complete an application
- Step 2: send your completed application to your insurance agent/broker
If you do not have an agent or broker, contact us directly at design.us@victorinsurance.com and we can help you find an agent/broker near you - Step 3: your insurance agent/broker will work with us to provide you with a quote
The world is changing at an unprecedented pace. And complex new risks are emerging every year.
To help you understand and overcome these challenges, Victor Risk Advisory offers rock-solid industry insights, risk mitigation resources and much more.
Discover our other solutions
Our wide range of solutions provides protection on more fronts. No matter how complex, no matter the scale, we strive to leave no stone unturned in covering our clients.
