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Broker FAQs

Answers to some of the most frequently asked questions about our Contractors Equipment program. 

Operational FAQs

How do i get a quote from Victor?

All new business submissions should be submitted through our online portal, .

Who should i contact if i have questions during the underwriting process?

Please send all underwriting questions to Alternatively, you can contact our underwriting team by dialling (800) 944-7472.

How do i issue coverage and when will i receive a policy?

Please send policy issuance requests to the contractors equipment underwriting team by emailing or dialling (800) 944-7472.

How do i pay?

For electronic payment on agency billed accounts, visit Make a payment.

You can mail agency billed payments to:

Regular U.S. Postal Service Mail:
Victor Insurance Managers LLC
PO BOX 7410425
Chicago, IL 60674-0425

Overnight packages:
Bank of America
Victor INS #7410425
540 W Madison 4th floor
Chicago, IL 60661

For direct bill, this must be set up prior to binding and requires the contact information of the insured that the invoice should be sent to. For more information, please email

If i select direct bill, when will the invoice be sent to the insured?

The invoice is generated the day after the policy is issued. Payment in full is due thirty days after the effective date. 

What is the claims reporting process?

In the event of a claim, policyholders should contact Berkshire Hathaway Specialty Insurance:

By 24-hour toll free telephone number: (855) 453-9675
By fax: (617) 507-8259
By mail: Log on to for mailing address

Coverage FAQs

What is the maximum limit of coverage available?

We provide limits of up to $500,000 for each individual piece of equipment and up to $5,000,000 total scheduled value.

How many pieces of equipment can be insured?

There is no limit on the number of pieces of equipment. 

What is your target market/appetite?

Most types of contractors are eligible. We also provide coverage for entities that have mobile equipment exposures (warehouses, schools, manufacturing, municipalities, and other types of commercial risks).

Is coverage issued on admitted paper?

Coverage is admitted with an A++ rated carrier.

In how many states is coverage available?

Coverage is available in 48 states and D.C. (not available in Hawaii or Alaska).

Why should we choose Victor?

  • Broad coverage form
  • A++ rated carrier
  • Ease of doing business with our online portal, V²
  • Underwriting team has 90 years of combined experience.

For more information, email or connect with your business development contact