Builders Risk submission prize raffle

Our builders risk solutions feature competitive rates, favorable limits and vital coverages that go above and beyond a standard form.

Plus, all policies can be written in the name of the builder or owner!

Coverage highlights

Availability: Available nationwide (exc. AK and HI)

Coverage: Admitted with an A++ rated carrier

Billing options: Broker bill or direct bill

Target markets: Residential construction, commercial construction (office buildings, warehouses, municipal buildings, restaurants, shopping center complexes etc.), residential/commercial remodeling, installation floaters.

Minimum premium: $400

Limits:

• $8M limit for frame and joisted masonry construction 
• $15M limit for non-combustible, masonry non-combustible and fire resistive construction

Coverages:

• Collapse
• Scaffolding, Construction forms and temporary structures
• Debris removal
• Discharge from sewer, drain or sump
• Fire Department service charge
• Valuable papers and records
• Pollutant clean up and removal
• Ordinance of law - direct damage
• Preservation of property
• Reward payments
• Property at a temporary storage location
• Property in transit
• Expediting expense
• Limited coverage for 'fungi', wet rot and dry rot
• Soft costs
• Green building recertification
• Contract penalties
• Claim preparation expense
• Blueprint and construction documents
• Fraud and deceit

For more information, please visit our Builders Risk program webpage

• The incentive period begins September 1 and ends September 30, 2025. Submissions must be entered within this time period to qualify
• Entries are on an individual basis, not office
• Entries must be submitted through Victor's online portal, V²
• Unlimited entries allowed. Each submission counts as one entry
• Three winners will be randomly selected from all participants who submit at least one application during the challenge period
• Winners will be able to choose their prize from a selection of options provided by Victor
• Victor will notify winners by email by October 7, 2025
• Victor reserves the right to change the program at any time.