Welcome ICAT Brokers and Agents!

Get a Monoline Flood quote from Neptune on Victor for Agents.

Coverage highlights:

• Available in all states except AK.
• Available carrier: Neptune
• Building limits up to $4M (Commercial and Residential)
• Building limits up to $15M (RCBAP – Condo)
• Contents coverage up to $500k for Residential & RCBAP; $1M for Commercial
• Deductibles between $1,000 - $50,000
• No elevation certificates needed
• Waiting period is 10 days (waived if binding for a real estate closing)
• Many optional coverages available

Product appetite: 

• Commercial Flood, Residential Flood and RCBAP Flood
• Commercial Building square footage: 
  • A & X zones no minimum with 250,000 square foot maximum
  • V zone no minimum with 100,000 square foot maximum
• Residential: 1-4 family dwelling, including condos for unit owners
• RCBAP: Maximum of 100 units per building and minimum of $100,000 coverage per unit

• Compare quotes from multiple carriers: BTIS, Coterie, Hiscox, Homesite
• E&S quotes through Joyn may be available if ineligible in our admitted markets
• Available nationwide
• Minimum premium: $350
• Up to 50 employees (up to 15 employees for most contracting classes)
• Up to $10M in revenue for most classes (Between $1.5 - $10M for contractors)
• Limits up to $5M (up to $2M bindable online)
• Up to $500,000 in annual payroll for most classes

Download General liability highlight sheet

• Compare quotes from multiple carriers: Coterie, Hiscox
• Available nationwide
• Minimum premium $270 for most classes
• Limits up to $5M
• Up to $10M in revenues
• Full retro-coverage for unknown claims from previous work for most classes
• Claims-made form
• Home based business acceptable

Download Professional liability highlight sheet

• Compare quotes from multiple carriers: AmTrust, CNA, Employers and Markel
• Available nationwide
• Minimum premium $500
• Over 350 eligible class codes
• Multi-state capabilities
• New ventures eligible in most classes
• Superior claims and loss control services

Download Workers comp highlight sheet

E&S Property

• Available provider: Joyn and Pathpoint
• Available in all states and D.C. except AK & HI
• Minimum premium $2,500
• Location TIV: $10M
• Schedule TIV: $25M
• Coastal locations eligible (wind deductibles 2-5% minimum)

E&S General Liability

• Available provider: Joyn and Pathpoint
• Available in all states except AK, CO & HI
• Minimum premium $500
• Limit: $1M
• Revenue: $50M
• Payroll up to $500k for contractors
• New ventures welcome

Download E&S property and general liability highlight sheet