Welcome Marsh McLennan Agency colleagues!

Commission

• 20% 

Availability:

• Available in all 50 states and D.C.
  
• Admitted in 47 states with an A+ rated carrier*

Coverage:

• Directors & Officers Liability
• Employment Practices Liability
• Fiduciary Liability
• Crime
• Employed Lawyers Liability**
• Kidnap & Ransom

Coverage features:

• No hammer clause
• No acquisition threshold
• Side A coverage up to $1 million
• Defense outside the limits
• Defense coverage for wage and hour claims

Limits:

• Up to $5 million
• Shared or separate limits available

Target classes:

• Please refer to our appetite guide for more information.
   

*Available on a non-admitted basis in AK, MO & WA
**Available as coverage part or via endorsement
 

Download Non-Profit Management Liability coverage highlights sheet
 

Questions?

Contact Victor's Non-profit Management Liability team directly: 

E: managementliability.us@victorinsurance.com

Alternatively, connect with your business development contact. 

Commission

• 20% 

Availability:

• In all 50 states and D.C.
• Admitted in 45 states with an A+ rated carrier* 

Coverage:

• Directors & Officers Liability
• Employment Practices Liability
• Fiduciary Liability
• Crime
• Employed Lawyers Liability**
• Kidnap & Ransom

Coverage features:

• No hammer clause
• No acquisition threshold
• Flexible defense options

Limits:

• Up to $5 million
• Shared or separate limits available

Target market:

• Privately held organizations
• Three years in operation or three years of management experience
• Up to $50 million in annual revenue

Target classes:

• Agriculture
• Manufacturing
• Construction
• Wholesale
• Transportation/Logistics
• Technology
• Retail
• Restaurants/Hospitality
• Real Estate
• Design professionals

To view our full list of target classes, take a look at our Private Company Management Liability appetite guide. 

*Available on a non-admitted basis in AK, HI, MO, NY & WA
Admitted in Florida (excluding kidnap & ransom coverage part)
Admitted in Louisiana (excluding crime coverage part)

**Available as a separate coverage part or via endorsement
 

Download Private Company Management Liability coverage highlights sheet

Questions?

Contact Victor's Private Company Management Liability team directly:

E: private.us@victorinsurance.com 

Alternatively, connect with your business development contact. 

Availability: In all 50 states and U.S. Territories*

Coverage: Admitted, with an A rated carrier

Target risks: Real estate agents and brokers

Minimum premium: $500

Deductibles: Starting at $0

Limits: Up to $20 million

Policy features:

• Coverage for errors and omissions arising from professional real estate services as a real estate agent or broker
• Virtual home tours eligible for coverage at no additional cost
• Use of drones when in the provision of a professional service is eligible for coverage at no additional cost
• Environmental hazards included to policy limits at no additional premium
• Public relations event coverage up to $50,000 per policy period
• Discrimination coverage for defense and damages at no additional premium
• Privacy response coverage up to $20,000 for expenses incurred by the insured due to a security breach
• Death, disability and non-practicing extended reporting periods at no additional premium
• Premium credits for favorable claims experience and participation in risk management programs
• Open house, mold and employment practices liability coverage and more
• Endorsement for sales, leasing, and property management of 100% owned property**

*Policy forms and policy terms may vary by state and territory. Not available in Guam.
**Not yet available in: AK, CA, CO, KS, LA, MA, MS, NC, NY, OK, RI and VA
 

Download Real Estate Agent & Broker E&O coverage highlight sheet

Questions?

Contact Victor's Real Estate E&O team directly:

E: realestate.us@victorinsurance.com

Alternatively, connect with your business development contact.

Availability: In most states* 

Coverage: Admitted, with an A rated carrier

Target risks: Individual appraisers of single family and multi-family residences, lots and vacant land, commercial and industrial property, farms, ranches, land development and subdivisions

Minimum premium: $300

Deductible: Starting at $0

Limits: Variable limits up to $1 million per claim/$2 million aggregate

Policy features:

• Coverage for both residential and commercial appraisers
• Additional insured status for appraisal management companies
• Multiple premium discounts available
• Coverage for expert witness or real estate consultant or counselor provided the services are limited to real estate appraisal
• Up to $10,000 for expenses related to Privacy Response & Security incidents
• Up to $2,500 per incident for attorney fees and expenses resulting from the investigation or defense of a proceeding before a licensing board
• Up to $5,000 per incident for advisory services provided by a public relations firm as a result of a public relations event
• $100,000 discrimination coverage at no additional premium 

*Coming soon to MA, NY, VA and WA. Not currently available in AK, CO, LA, MS, KY and TN.
 

Download the Individual Appraisers E&O coverage highlights sheet

Questions?

Contact Victor's Real Estate E&O team directly:

E: realestate.us@victorinsurance.com

Alternatively, connect with your business development contact. 

Availability: Admitted in 47 states and D.C.*

Limit: Up to $5 million*

Coverage: Admitted with an A rated carrier*
Broad coverage triggered by a "suspected loss"
No retention for incident response costs

*non-admitted in AK, CT & WA; for limits greater than $3M; and select industries

Coverage:

• Cyber incident response costs
• Cybercrime
• System damage and business interruption
• Network security and privacy liability
• Media liability
• Court attendance costs

Policy features:

• Tailored, real time threat intel through our Victor Response mobile app
• Market-leading incident response team
• Comprehensive business interruption covering the full supply chain
• Coverage for full data re-creation
• Full cybercrime coverage
• Unlimited reinstatement
   

Download the Victor Cyber highlight sheet

Questions?

E: cyber.us@victorinsurance.com

Alternatively, connect with your business development contact. 

Contact Victor's Builders Risk team directly:

Microsoft Teams:

• Jeffrey Benson (Program Manager)
• Donna Berry (Senior Underwriter)

T: (800) 944-7472
E: buildersrisk.us@victorinsurance.com 

If you have any questions about our solutions available on V², please get in touch with your business development contact.