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Environmental and Pollution Liability Program

For many years, Victor has been recognized as an industry leader in providing environmental insurance solutions. 

Keep up with ever-evolving exposures

Awareness of environmental liability exposures is growing, and those working in this industry can be held directly accountable for the impact that their actions have on the environment.

Businesses should consider environmental liability insurance as part of their risk management program. Victor’s programs will safeguard their business, and provide protection in the event of allegations of pollution liability, CGL exposures, errors, omissions or negligent acts, whether or not they have merit.

  • Educational resources and tools (articles, bulletins, claims examples, webcasts, etc.)

Cyberattacks cost businesses billions of dollars every year — and this is only going to get worse. That’s why we’re giving our Victor Canada policyholders — regardless of their insurance coverage — access to a free cyber assessment and consultation service (valued at $397 CAN) at no additional cost.

Connect with a cybersecurity expert for a one-on-one consultation to learn about the cyber exposures your organization may be facing and how you can protect yourself, your business, employees and clients from cyberattacks. #TheThreatIsReal

Contact your broker or follow the link below today.

Site-specific coverage

These policies provide cleanup and third party liability coverage for premises owned or operated by the named insured:

  • Environmental Cleanup and Liability Insurance for Premises
  • Environmental Cleanup and Liability Insurance for Storage Tanks

Operations coverage

These policies provide cleanup and third party liability coverage arising out of operations performed at third party job sites by or on behalf of the named insured:

  • Pollution Liability Insurance for Contractors
  • Environmental Package Insurance for Contractors and Consultants 

How does Victor's policies protect a company in the event of a pollution incident? What sets our insurance for Storage Tanks apart from competitors'? What coverage is available from Victor?

Get all these questions answered with our concise environmental sales tools. 

Get in touch

Want to learn more? Contact our team to get more information.


All you need to know when reporting a claim.

Find an underwriter

Whether you want to learn more about a coverage, get a quote, bind and issue a policy or more, simply search by following the link below.

Claims examples

When do our coverages come in handy? We’ve put together some detailed scenarios to show why having coverage in place is so important.

Search for other resources

Search for highlight sheets and more on our resources page.

Browse our products

Our products and programs are all listed below.

Architects & Engineers Professional Liability

Safeguards a wide range of architectural and engineering firms against risk. From small, single practitioner operations to multinational, multidisciplinary firms with tens of millions of dollars in billed fees.

CGL Insurance

Commercial General Liability (CGL) insurance provides protection against a range of potential claims that may result from bodily injury, property damage, personal injury or advertising injury.

Commercial Property Insurance

Commercial Property insurance protects a business’ most valuable physical assets – such as buildings, equipment and computers – against loss or damage from a range of causes, including theft, fire or vandalism.

Commercial Umbrella Liability

Commercial Umbrella Liability coverage provides effective protection against large losses and potential coverage gaps for a range of exposures.

Construction Insurance

The number of risks builders face in their daily work is vast. That's why we offer various construction insurance policies (like Builders Risk, Wrap-Up Liability and CGL for Contractors) to protect both the construction project and the team involved.

Crime Insurance

Crime insurance provides valuable protection against workplace fraud and theft.

Cyber Insurance

Cyber risk is a threat to companies of all sizes. Make sure your business is future-proofed with our cutting-edge coverage.

Directors & Officers Liability

We offer a comprehensive range of D&O products – with a number of unique coverage advantages, including first dollar defence and a duty to defend.

Employment Practices Liability

From wrongful dismissal to discrimination, this coverage protects employers from wrongful acts claims made against them by their employees.

Environmental & Pollution Liability

Safeguard your client's business and provide protection for allegations of pollution liability, CGL exposures, errors, omissions or negligent acts, whether or not they have merit.

Errors & Omissions

We have more than 40 years of experience in offering E&O insurance to associations and affinity groups, as well as individuals in a diverse range of professions – from ambulance operators to zoologists and everything in between.

Fiduciary Liability

Fiduciary Liability insurance provides coverage for the fiduciaries, directors and the corporate entity against potential liabilities, which may arise from the mismanagement of an employee benefit plan.

Technology Insurance

Designed to address the specific exposures of professionals in this industry, from hardware manufacturers to professionals in multimedia companies or small IT firms. It also protects against the threat of intellectual property disputes, such as copyright or trademark infringement.