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Property & Liability Insurance

For more than 50 years, thousands of people and businesses across Canada have trusted us as their property and liability insurance provider.


Why? Because we get to know businesses in intricate detail, so we can offer the right coverage for their risks.

Detail-driven coverage precision

We take a magnifying glass to businesses’ risks, honing in on the vulnerabilities that could disrupt their finances and operations the most.

To do this, we’re constantly looking for new solutions and risk management resources that can keep businesses thoroughly covered.

We also offer a wealth of claims expertise, online risk education and one-on-one guidance from our seasoned team of underwriters.

Coverage is available through licensed insurance brokers in Canada.

The products we offer

The number of potential risks businesses face is vast.

Throughout our decades of experience, we’ve perfected a breadth of coverages, so that businesses can continue to succeed.

Property & Liability resources

Access all our application forms, product resources and risk management materials in one convenient place.

Find an underwriter

Whether you want to learn more about a coverage, get a quote, bind and issue a policy or more, simply search by following the link below.


All you need to know when reporting a claim.

Quote and bind online with V²

Obtain a quote using V2, our commercial insurance portal for brokers.

Browse our products

Our products and programs are all listed below.

Architects & Engineers Professional Liability

Safeguards a wide range of architectural and engineering firms against risk. From small, single practitioner operations to multinational, multidisciplinary firms with tens of millions of dollars in billed fees.

CGL Insurance

Commercial General Liability (CGL) insurance provides protection against a range of potential claims that may result from bodily injury, property damage, personal injury or advertising injury.

Commercial Property Insurance

Commercial Property insurance protects a business’ most valuable physical assets – such as buildings, equipment and computers – against loss or damage from a range of causes, including theft, fire or vandalism.

Commercial Umbrella Liability

Commercial Umbrella Liability coverage provides effective protection against large losses and potential coverage gaps for a range of exposures.

Construction Insurance

The number of risks builders face in their daily work is vast. That's why we offer various construction insurance policies (like Builders Risk, Wrap-Up Liability and CGL for Contractors) to protect both the construction project and the team involved.

Crime Insurance

Crime insurance provides valuable protection against workplace fraud and theft.

Cyber Insurance

Cyber risk is a threat to companies of all sizes. Make sure your business is future-proofed with our cutting-edge coverage.

Directors & Officers Liability

We offer a comprehensive range of D&O products – with a number of unique coverage advantages, including first dollar defence and a duty to defend.

Employment Practices Liability

From wrongful dismissal to discrimination, this coverage protects employers from wrongful acts claims made against them by their employees.

Environmental & Pollution Liability

Safeguard your client's business and provide protection for allegations of pollution liability, CGL exposures, errors, omissions or negligent acts, whether or not they have merit.

Errors & Omissions

We have more than 40 years of experience in offering E&O insurance to associations and affinity groups, as well as individuals in a diverse range of professions – from ambulance operators to zoologists and everything in between.

Fiduciary Liability

Fiduciary Liability insurance provides coverage for the fiduciaries, directors and the corporate entity against potential liabilities, which may arise from the mismanagement of an employee benefit plan.

Technology Insurance

Designed to address the specific exposures of professionals in this industry, from hardware manufacturers to professionals in multimedia companies or small IT firms. It also protects against the threat of intellectual property disputes, such as copyright or trademark infringement.