Learning Centre

• Unseen defects. Costly surprises.  - Ever heard of a claim that turned a construction project into a $4 million legal battle? Steve, a mechanical engineer, found himself in just that situation. His firm was blindsided by hidden defects in a high-rise condo, leading to costly damages and a lawsuit that could have been avoided. In this claim scenario, learn how you can help protect yourself from facing the same fate as Steve.

And don’t miss our animated video that brings this claim story to life! 

• Architect’s oversight ignites lawsuit. - A small oversight by an architect turned into a massive $11 million lawsuit after a fire broke out in a high-rise she designed—a stark reminder of the potential risks architects could face when working on residential construction projects. In this claim scenario, find out what happened and the risk factors that can help you avoid similar pitfalls.   

• Design flaws exposed. - Pierre, a structural engineer, thought he’d nailed the design of a six-story commercial building—until a routine inspection uncovered serious structural issues. As a result, Pierre found himself facing a $1.6 million claim! In this claim scenario, get the inside scoop on what went wrong and how proactive problem solving and thorough peer reviews could help you avoid similar costly mistakes when working on commercial construction projects.   

• Explosion exposes liability gap. - Roger, an electrical engineer, faced a $14 million liability after an explosion due to unclear responsibilities which sent shockwaves through his firm and the industry. In this claim scenario, we highlight the hidden dangers of vague contracts in the engineering world. Learn how a simple oversight during a construction project exposed a massive liability risk and what you can do to avoid falling into the same trap Roger faced.      

• Backup breakdown. - A small engineering firm was hit by a ransomware attack, resulting in a critical data loss of over $270,000! Find out how this happened in this claim scenario. 

To view more claims scenarios, click here.

Architects & Engineers: Professional liability insurance 101

Architects & Engineers: Risk management credit guide and application

Beyond the policy: Tap into our expertise

Tyoical day in the life of an engineer

Typical day in the life of a business owner 

• FREE cyber assessment & consultation service—exclusively for ALL Victor Canada policyholders - Victor Canada policyholders — regardless of their coverage — now have access to a cyber assessment & consultation service (valued at $397 CAN) at no additional cost. They can connect with a cyber expert for a one-on-one consultation (via a video or phone call in 90 minutes or less) to learn about the cyber exposures their organization may be facing. More importantly, they can find out how they can protect themselves, their business, employees and clients from cyberattacks! #TheThreatIsReal

Businesses may not be aware of the various deductible features that are available as part of Victor Canada’s Architects & Engineers in Private Practice policy. On this resource page, Victor expert, Corinne McIntosh, explains deductibles and their benefits through short videos. We also provide examples of the deductibles in action to show how they could apply to a business—because we know that not all deductibles are created equal.

Visit: www.victorinsurance.ca/notalldeductiblescreatedequal.