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Cyber Insurance

Learn more about this coverage.

Digital risks are on the rise

Cyber risk is an exposure that no business can escape, no matter how hard they try. The financial impact of cybercrime, business interruption and privacy events can now be felt in all industries.

With solutions designed for businesses of all shapes and sizes, we provide dependable, affordable cyber protection that’s custom-built for today’s digital dangers.

Our Victor Response mobile app helps businesses prevent cyber incidents by detecting vulnerabilities through tailored, always-on security alerts.

It also provides next-generation security advice and risk management tools, which include employee phishing training, dark web monitoring and deep scanning of the Victor policyholder’s external client network footprint.

You can download the Victor Response app on the Apple Store or Google Play.

Our Cyber Insurance is available for businesses of all kinds and in most industry sectors throughout Canada.

  • Policy form – claims-made with discovery provision
  • Full prior acts coverage
  • Policy period: annual policies
  • Territory: worldwide
  • Independent insuring agreements:
    • Cyber incident response
    • Cybercrime
    • System damage and business interruption
    • Network security and privacy liability
    • Media liability
    • Court attendance costs
  • Nil deductible on initial incident response costs to report suspected or actual cyber events
  • Exclusive risk management services accessible via our mobile app, Victor Response. These include:
    • Phishing-focused training
    • Proactive threat intel alerts
    • Dark web monitoring
    • Deep scanning

  • Tailored, real-time threat intel through our mobile app, Victor Response
  • Market-leading incident response proposition
  • Comprehensive business interruption covering the full supply chain
  • Coverage for full data recreation
  • Full cybercrime coverage
  • Unlimited reinstatement for first party coverages

For standard submissions, please complete the form below:

Cyber Insurance application form

  • A completed, simplified Victor Cyber insurance application form for small to medium-sized firms
    • IMPORTANT NOTE: To ensure that our simplified Victor Cyber insurance application for small to medium-sized firms is the right fit for your business, please confirm that your firm meets ALL of the following criteria* before submitting this form:
      • Has gross revenues of $50,000,000 or less;
      • Is not a financial, collection or advisor firm; technology or media firm; law firm; franchise; municipality; or manufacturing, wholesale or distribution firm;
      • Is not involved in the direct supply of goods or services to the cannabis industry, nor are they involved directly in the use or supply of cryptocurrency;
      • Has not experienced a cyber event in the past three (3) years that has resulted in financial loss of more than $10,000; and
      • Has not had any legal action brought or threatened against them or have not had a regulatory action initiated against them in the last five (5) years as a direct result of a cyber event.
      • *If your business does not meet ALL of the criteria as noted above, please complete our standard, Victor Cyber insurance application form.

Please include the attachments as indicated on the application form.

Once completed, please send it to

Cyberattacks cost businesses billions of dollars every year — and this is only going to get worse. That’s why we’re giving our Victor Canada policyholders — regardless of their insurance coverage — access to a free cyber assessment and consultation service (valued at $397 CAN) at no additional cost. Connect with a cybersecurity expert for a one-on-one consultation to learn about the cyber exposures your organization may be facing and how you can protect yourself, your business, employees and clients from cyberattacks.

Contact your broker or visit the following page today:


What are the step-by-step instructions when experiencing a cyber incident? How have cyberattacks evolved? What preventative measures are currently available?

Get all these questions answered with our concise cyber sales tools. 

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