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Environmental Package Insurance for Contractors & Consultants

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A robust, rounded coverage. Made of three parts

Our Environmental Package Insurance for Contractors and Consultants is a combined coverage policy, which includes Commercial General Liability, Contractors Pollution Liability and Errors and Omissions.

The policy has been designed to provide extensive liability protection, filling potential gaps, which may exist for clients who have separate policies.

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Contractors and consultants who are responsible for both environmental or non-environmental operations and services can apply for this policy.

Here are a few examples:

  • Fire and flood restoration
  • Asbestos/lead/mould abatement
  • Indoor air quality assessment
  • Tank installation or removal
  • Excavation
  • Phase 1, 2, 3 and 4 environmental site assessments
  • Sewer/water
  • Demolition
  • Marine
  • Site restoration
  • Design remediation
  • Environmental consulting services

  • Shared limit of liability for selected policy sections:
    • Policy Section One, Commercial General Liability – occurrence
    • Policy Section Two, Pollution Liability Insurance for Contractors – occurrence or claims-made and reported
    • Policy Section Three, Errors and Omissions Insurance – claims-made and reported
  • Policy Period – annual policies
  • Capacity – limits up to $10,000,000 for each incident/aggregate
  • Standard deductible – $5,000
  • Territory – coverage for claims made in Canada

  • Deductible does not apply to supplementary payments
  • Supplementary payments do not reduce the limit of liability (certain conditions apply)
  • Coverage for gradual and sudden pollution conditions
  • Emergency remediation costs
  • Civil fines, penalties or assessments
  • Incidental transit
  • Completed operations

  • Mould coverage is available on a claims-made and reported basis 
  • Non-owned disposal sites
  • Dedicated limits per policy section

For standard submissions, please complete the form below:

Environmental Package Insurance for Contractors and Consultants application form

Supplementary Questionnaire - Mould

Once completed, please send it to submitapps.ca@victorinsurance.com

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