Architects & Engineers in Private Practice

• Limits exclusive of defence costs – regardless of the claim jurisdiction, the limits of liability are not eroded by claim expenses
• First dollar defence – regardless of the claim jurisdiction, the deductible is applicable to damages only
  
• Aggregate deductible – should your firm experience claims, our aggregate deductible feature of 2x per policy period will help you in budgeting your claim costs
  
• Split damages deductible
• Deductible reduction by mediation – if a claim is settled through mediation and damage payments are paid on your behalf, your deductible will be reduced by up to 50%
  
• Pollution liability – full policy limits available for pollution claims arising out of an error, omission or negligent act in the rendering of professional services to others
  
• Attendance costs reimbursement – up to $35,000 reimbursement for reasonable costs incurred to attend mediation, discoveries, pre-trial and trial
  
• Disciplinary action reimbursement – up to $35,000 reimbursement of reasonable legal fees incurred to defend a disciplinary action brought against you or your firm; this includes any costs imposed on you by your regulatory body in relation to technical examinations or continued education
• Crisis event expense reimbursement – up to $35,000 reimbursement of reasonable expenses incurred by you for consulting services provided by a public relations firm in response to a crisis event
• Automatic Difference in Deductible Reimbursement (for project specific professional liability policies with a sublimit of $250,000)
• Clarification of existing coverages (pollution liability, circumstances to mitigation costs and loss of documents reimbursement)
• PLUS, other professional design consultants (geoscientists, landscape architects and land surveyors) are now afforded the same coverages as available in our Architects & Engineers Professional Liability program.
  

Note: To learn more about the various deductible features that are available as part of Victor Canada's Architects & Engineers in Private Practice policy, visit our resource page, "Not all deductibles are created equal,": www.victorinsurance.ca/notalldeductiblescreatedequal.

For standard submissions, please use the forms below:

Application – Architects in Private Practice

or Application – Engineers in Private Practice

For renewals, please use the forms below:

Renewal Form – Architects in Private Practice

or Renewal Form – Engineers in Private Practice

Once completed, please send the form to submitapps.ca@victorinsurance.com

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Contact your broker or visit the following page today: www.victorinsurance.ca/cyberassessment.

#TheThreatIsReal 

Businesses may not be aware of the various deductible features that are available as part of Victor Canada’s Architects & Engineers in Private Practice policy. On this resource page, Victor expert, Corinne McIntosh, explains deductibles and their benefits through short videos. We also provide examples of the deductibles in action to show how they could apply to a business—because we know that not all deductibles are created equal.

Visit: www.victorinsurance.ca/notalldeductiblescreatedequal.

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