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Directors & Officers Liability: Non-Profit Organizations

Learn more about this coverage.

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How we protect the pockets of non-profits

Our Directors and Officers (D&O) management liability insurance for non-profit organizations protects the organization and its directors and officers against allegations of negligent acts.

This is a broad coverage that also includes employment practices and fiduciary liability.

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Our portfolio includes a broad variety of risks including the following:

  • Professional associations
  • Homes for the disabled
  • Mental and physical rehab centres
  • Shelters
  • Community organizations
  • Employment agencies
  • Medical clinics
  • Business development centres
  • Sports organizations

  • Directors and officers liability
  • Fiduciary liability
  • Worldwide jurisdiction
  • Employment practices liability
  • Non-profit outside directorship liability
  • Limits up to $15 million
Coverage agreements
  • Clear insuring agreements for D&O, EPL, fiduciary and ODL
  • Full entity coverage
  • Clear “pay on behalf of” language
  • Insurer has the right and duty to defend

  • Defence costs in excess of limits (Canada)
  • Affirmative coverage for bankruptcy related statutory liabilities
  • Public relations management costs extension ($50,000)
  • Workplace violence costs extension ($250,000)
  • Broad severability provisions•Extradition coverage
  • Additional Side A excess limit available
  • No settlement hammer clause
  • Zero deductible
  • Punitive and exemplary damages in Canada and USA
  • First dollar defence
  • Bodily Injury and Property Damage exclusion withcarve-outs
  • Broad pollution defence for insured persons
  • Final non-appealable adjudication language in conduct exclusions
  • Three-year policy term option with annual aggregate limits

  • Affinity groups

For standard submissions, please complete the form below:

For renewals, please complete the form below:

Please complete the attachments as indicated on the application form. Once completed, please send it to submitapps.ca@victorinsurance.com.

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