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Directors & Officers Liability: Non-Profit Organizations | Combined D&O and E&O

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Protection for errors, omissions and negligence. All combined into one coverage

Our Professional Indemnity Complete (PIC) insurance has been designed to protect non-profit organizations, their directors and officers, and their employees from allegations of errors, omissions or negligent acts. 

This is a unique product that combines our Non-Profit Directors and Officers (D&O) liability and Errors and Omissions (E&O) insurance into one comprehensive policy, so businesses have more protection on more fronts.

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The following list is a sample of the types of risks Victor insures on the combined PIC policy:

  • Professional associations
  • Homes for the disabled
  • Mental and physical rehab centres
  • Shelters
  • Community organizations
  • Employment agencies
  • Clinics
  • Business development centres

  • Policy form – claims-made and reported
  • Policy period – annual and three-year policies
  • Capacity – limits up to $10,000,000
  • Territory – claims made in Canada (worldwide coverage available on request)

  • Multiple insuring agreements: D&O, Non-Profit Outside Directorship, Employment Practices and Fiduciary
  • First dollar defence coverage (deductible does not apply to defence costs)
  • Bi-lateral discovery period
  • Zero deductibles on most risks

  • Affinity groups

For standard submissions, please complete the form below:

Non-Profit Entity Directors and Officers Liability and Errors and Omissions Insurance application form

For renewals, please complete the form below:

Non-Profit Entity Directors and Officers Liability and Errors and Omissions Insurance renewal application form

Please complete the attachments as indicated on the application form. Once completed, please send it to submitapps.ca@victorinsurance.com

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