Directors & Officers Liability: Non-Profit Organizations | Combined D&O and E&O

• Clear insuring agreements for E&O, D&O, EPL, fiduciary and ODL
• Full entity coverage
• Insurer has the right and duty to defend

• Defence costs in excess of limits (Canada)
• Affirmative coverage for bankruptcy related statutory liabilities
• Public relations management costs extension ($50,000)
• Workplace violence costs extension ($250,000)
• Third party EPL coverage
• Broad severability provisions
• 100% defence allocation
• Punitive and exemplary damages in Canada and USA
• Zero deductible
• First dollar defence
• Bodily Injury and Property Damage exclusion does not apply to E&O wrongful acts
• Broad Canadian pollution defence for insured persons
• Final non-appealable adjudication language in conduct exclusions
• Three-year policy term option with annual aggregate limits

Victor is renowned for the efficient and effective defence of our clients. Our highly specialized team of claims analysts, adjusters and legal counsel ensures that claims are managed proactively throughout the entire life of a claim.

Although many claims take the form of lawsuits, where possible, Victor tries to resolve the situation through discussion, negotiation, mediation and arbitration. It’s our experience that this approach can help settle claims effectively, while respecting both your directors’ and officers’ privacy, and the corporation’s confidentiality.

• Architects & Engineers Professional Liability
• Builders Risk and Wrap-Up Liability
• Commercial General Liability
• Commercial Property Insurance
• Commercial Umbrella Liability
• Crime Insurance
• Employment Practices Liability
• Environmental & Pollution Liability
• Errors & Omissions
• Fiduciary Liability
• Group and Retiree Benefits
• Technology and Cyber Insurance