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Employers' Liability

Additional protection for employees while at work

As an employer, you may be held liable for damage or injury to employees while they are carrying out work. Victor Nederland’s employers’ liability insurance provides additional coverage on top of an existing liability insurance policy and reimburses property damage and/or personal injury arising from work-related activities.

The insurance is intended to fill gaps in liability coverage and provide extra security for both employer and employee.

Coverage

  • Compensation for actual loss suffered following an accident during work-related activities
  • Occupant coverage in the event of traffic accidents (24/7 when the vehicle is registered in the policyholder’s name)
  • Compensation for material damage to a private motor vehicle, if applicable
  • Insured amount: €2,500,000 per event

Benefits

  • Fills gaps in liability coverage and provides extra security
  • Coverage for commuting and staff outings, where applicable
  • Bonus/malus protection: loss of bonus/malus or no-claims discount is compensated in capitalized form for up to three years

Contact

Questions or want to request a quote? Contact our underwriters. They will be happy to think along with you about a suitable solution for Employers' Liability.