Hospital accommodation – up to $5,000 per calendar year
This benefit pays the difference between the cost of ward and semi-private hospital accommodation while in Canada.
If you’re unable to get semi-private accommodation, the plan pays a benefit of $50 for each 24-hour period of ward hospitalization.
Prescription drugs and medicine – up to $1,800 per calendar year
You’re covered for up to 90% of the combined cost of prescription drugs and dispensing fees with a written prescription from a physician or dentist and dispensed by a licensed pharmacist. Dispensing fees are limited to $7 per prescription. Medical marijuana coverage will be approved if a doctor authorizes it for a condition where there is evidence supporting its use, such as: stiffness and involuntary muscle spasms in people suffering from multiple sclerosis, nausea and vomiting in people undergoing chemotherapy, and chronic neuropathic pain.
With your Manulife drug card, you can submit your claims online quickly and easily.
Orthopedic shoes – up to $200 per calendar year
One pair of orthopedic shoes per calendar year is covered when prescribed by a physician or podiatrist.
Ambulance service – unlimited ground and air transportation per calendar year
The plan pays the cost of professional ground or air ambulance transportation to a hospital.
Home nursing – up to $4,000 per calendar year
The plan pays fees for private duty in-home registered nursing care when recommended by a physician.
Accidental dental – up to $10,000 per calendar year
Within one year of the accident, the plan will pay the services of a dental surgeon for treatment of a fractured jaw or charges for repair or replacement of natural teeth due to an accidental external blow to the head.
Paramedical services – up to $400 per specialty per calendar year
You can claim for fees incurred for visits to licensed practitioners. There is a $35 maximum per visit to a: chiropractor, physiotherapist, podiatrist, chiropodist, speech therapist, osteopath, naturopath, acupuncturist and registered massage therapist.
For chiropractors, the plan also pays a $15 maximum for one x-ray per calendar year. All paramedical fees are paid after you reach your government health plan limit.
Psychologist – up to $500 per calendar year
The plan covers the fees of a clinical psychologist or psychotherapist for treatment/therapy recommended by a physician up to $50 per visit.
Hearing aids – up to $500 within any consecutive 36-month period
You can claim for the purchase or repair of prescribed hearing aids when initially required, or if required due to a change in prescription.
Diagnostic Services – one per calendar year
The cost of one prostate specific antigen (PSA) test per calendar year is covered.
Medical supplies and prostheses – up to $5,000 per calendar year
After reimbursement by any government plan, the plan will cover:
- Ostomy and diabetic supplies
- Glucometer (lifetime maximum of one up to $400)
- Mastectomy brassieres (two per calendar year)
- Wigs (lifetime maximum of $300)
- Prescribed orthotic appliances ($300 per calendar year)
- Diagnostic laboratory services and radiology treatments (x-rays and radium therapy)
- Artificial limbs or eyes
- Wheelchairs (lifetime maximum of $2,500)
- Hospital beds
- Iron lungs
- Braces, canes, walkers and crutches
- Surgical stockings (four pairs per calendar year)
- Continuous Positive Airway Pressure (CPAP) devices and supplies
Vision Care – Up to $250 within any consecutive 24-month period
The plan covers the cost of prescription lenses and frames, contact lenses and laser eye surgery.
Supplementary coverage is also included for expenses incurred (in excess of by any government health care plan) for one optometrist visit within any consecutive 24-month period.