Introducing a streamlined and expanded property solution from Victor.
We combined three wordings into one, expanded policy wording to cover a vast majority of your property needs, from small residential let properties to larger residential properties including flats to commercial properties and mixed portfolios. Our real estate team specialise in providing policies that suit the specific needs of your clients–no matter what the size or type of their portfolio.
Buildings (landlords contents £25,000 as standard)
Contract works
Engineering breakdown
Glass cover
Legal expenses
Loss of keys cover
Loss of metered services
Loss of rent and alternative accommodation
Malicious damage by tenants
Employers Liability
Property Owners Liability
£5m Limit of Indemnity (£10m available)
Theft and attempted theft
Trace and access
Residential properties
Blocks of flats
Leaseholders
Unknown occupant let to local authority
Professional tenants
Asylum seekers
Benefits recipients
Housing associations
Tenants with additional support needs including students
Short term holiday lets
Unoccupied Properties
Unoccupancy up to 90 days between occupants
Unoccupied pending sale
All Risks cover including AD from inception
Unoccupied undergoing works
Unoccupied greater than 12 months
Commercial Properties
Retail trades
Office and clerical trades
Light Industrial
Manufacturing
Wholesale
Amusement arcades
Boat buildering (wood only)
Cotton mills
Fairground operators
Fertiliser manufacturing
Fireworks manufacturing
Fish and chip shops
Fish curing and processing
Metal treatment
Microwave systems manufacturing
Night clubs
Plastics warehouses (foam-based goods)
Poultry farms
Power stations
Quarries
Rag merchants
Sawmills
Schools
Scrap metal merchants
Timber yards
Tobacco manufacturing
Tyre manufacturing and retreading
Upholstery
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