Naturally, we have limitations in our chosen target risk appetite. We specialise in the UK SME sector, however often our decline responses will be guided by the cover options chosen, and triggered by risk that is more specialist in its nature. Typically these will include excess height or depth where liability heads of cover are required, or more generally where explosive, asbestos or watercourse content is present, as examples’. We would be pleased to discuss matters in more detail with you, on an individual risk by risk basis.
